At Pasco County Schools, we hope to inspire employees to take charge of their health. That’s why we offer two great medical plans from UnitedHealthcare (UHC) to choose from: the NHP Access HMO Plan and the Surest Plan (Surest Access Code: PCSD2027). The HMO Plan offers predictable costs through in-network coverage only and the Surest Plan offers flexibility, choice and cost-transparency. Coinsurance, copays, deductibles and out-of-pocket maximums differ. Review the Summary of Benefits and Coverage (SBC) for each plan below.

Make the most of your UHC medical insurance benefits with these additional resources. Click on each link to learn more about the resource.

Make the most of your CVS Caremark pharmacy insurance benefits with these additional resources.

Virtual Care offers you quick and convenient access to care wherever you need it. Whether you need 24/7 virtual Urgent Care or would like to see a primary care provider or specialist virtually, both plans offer virtual care coverage. You can talk to a medical provider by phone or video chat for non-emergencies like sinus infections, bronchitis, colds, flu, primary care, dermatology and more.

Our dental plans are administered through Delta Dental. You have the choice between two Dental PPO plans and a Dental HMO plan. All plans offer comprehensive dental coverage with the PPO plans offering differing annual maximums and orthodontic coverage, while the DHMO plan offers fixed copays with in-network providers only.

Our voluntary vision plans administered through VSP, offer comprehensive yearly coverage for lenses and frames or contact lenses. Choose from the VSP Designer or the VSP Premier Platinum Plus plans. The Platinum Plus plan has allowances for a second pair of frames.

Pasco County Schools offers two types Flexible Spending Accounts (FSA) through HealthEquity (formerly WageWorks): Medical FSA and Dependent Care FSA. FSA benefits run on a calendar year basis and you need to use your funds before December 31st each year. You can roll over a certain amount set by the IRS and use it to pay for eligible expenses in the next plan year. Any amounts in your Medical FSA that exceed the IRS rollover limit will be forfeited. Any unused Dependent Care FSA funds will not roll over.

Pasco County Schools offers Basic Life Insurance from Securian Financial to eligible employees in the amount of $35,000 with an additional $35,000 for Accidental Death and Dismemberment (AD&D). As a new hire and during open enrollment, you may elect to purchase supplemental voluntary life insurance in varying amounts for yourself and your dependents.

Pasco County Schools also offers voluntary whole life insurance coverage from MassMutual. This coverage has a set premium, builds cash value over time that you can borrow from and pays a death benefit.

Pasco County Schools offers voluntary Short-Term Disability (STD) Insurance from The Hartford to eligible employees. This coverage pays you a portion of your weekly earnings if you cannot return to work after a disabling illness or injury.

Pasco County Schools also offers voluntary Long-Term Disability (LTD) Insurance from The Hartford to eligible employees. This coverage pays you a portion of your monthly earnings if you cannot return to work for extended period of time after a disabling illness or injury.

For questions regarding The Hartford voluntary benefits and disability plans during Open Enrollment, please contact The Hartford Call Center at 877-426-6483.

To ensure you and your family are financially protected from unexpected health events, you may enroll in additional voluntary benefits from The Hartford like Accident, Critical Illness or Hospital Indemnity.

These voluntary benefits provide lump sum payments directly to you in the event of a covered health event. You can use these funds as you see fit whether it is to pay deductibles or household bills. Review the plan summaries to learn more about what is covered by each plan. For questions regarding The Hartford voluntary benefits and disability plans during Open Enrollment, please contact The Hartford Call Center at 877-426-6483.

Pasco County Schools also offers voluntary legal insurance from ARAG Legal. This coverage gives you access to an experienced network of attorneys and trusted resources for a wide range of legal needs.

Juggling life and work can be a challenge, that is why Pasco County Schools partners with Lucet Health to bring you a no cost Employee Assistance Program (EAP). Reach out to the EAP anytime at 1-800-624-5544 or visit the EAP Portal using company code: pasco.

We recognize that both mental and physical wellness are an integral part of your overall health. That’s why Pasco County Schools offers wellness programs through My Health Onsite for employees and their dependents enrolled in the medical plan with the District. Receive one-on-one support from wellness professionals like nurses, registered dieticians and health coaches for a variety of programs like weight loss or tobacco cessation.

Pasco County Schools participates in the Florida Retirement System (FRS). You have two FRS choices: the FRS Pension Plan or the FRS Investment Plan. The District currently contributes 13.59% of your salary to fund the FRS. Contribution rates are determined by the legislature. Additionally, you contribute a mandatory 3% pretax amount from your paycheck into your account.

If you wish to supplement your FRS plan, you have the option to enroll in a 403(b) or 457(b) plan with one of the District’s approved providers. Pasco County Schools partners with TSA Consulting Group to help with the maintenance of these supplemental retirement accounts.

Contact the Retirement Services Team for more information.